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All of our
products

We can help you get the plan you are looking for, let's start by choosing the category.

See all of our insurance policies catalog

Choose the policy that most functions for you.

All the products
Accidental Death and Dismemberment Insurance with Other Benefits
Individual
Any person that is 18 and less than 70 years old.

Provides compensation payment for hospitalization, compensation while using the seat belt, compensation while driving, and expenses incurred for medical treatment in an emergency.

Cancer Group Insurance
Group
Employees

We offer insurances against cancer, under group terms.

Card and Credit Line
Cooperative
Cooperative members less than 64 years old.

Insurance to reduce or pay off the balance that existed on the card, in case of an accident, death or inability.

Collective Life Rent Insurance
Cooperative
Members of cooperative of housing plan

Pays the monthly next payment up to a year and a life insurance in case of death.

Collective Life Savings Insurance
Cooperative
Cooperative members

Pays a benefit in agreement with the balances in your savings up to a maximum established in your policies.

Compás
Individual
Anyone who has not received or been diagnosed with cancer or any perniciuos disease.

Our new policy against cancer and 40 pernicious diseases is not just a product; it's your guide.

Cosvi Serena
Individual
Persons of 18 to 65 years old.

Life Insurance to cover the final expenses. Guarantee emission.

Crece Seguro
Individual
You can acquire a child insurance from 14 days of newborn up to the age of 14 years old.

Life Insurance designed for your children or grandchildren.

Critical Illness
Individual
Anyone who is 18 years old and younger than 65 years old and has not been diagnosed with any covered illness.

An economical way to protect you from the stress of serious illness.

Educative IRA (CAAE)
Individual
Child or any minor relative under 21 years old.

Savings for your child or family members education.

Flexible Annuity Premium
Individual
Any individual that is less than 85 years old.

Individual annuity contract that can pay the premium amount he or her wishes.

Funeral Insurance
Group
Anyone in the group who meets the required age.

Insurance provides a specific number of benefits designed to cover funeral expenses when the insured dies.

Group Funeral Insurance
Cooperative
Employees or clients of the cooperatives

It provides economic help for the funeral expenses incurred by the death of insured.

Group Insurance for Directors
Cooperative
Directors

Plan for directors, consultants, committee, advisors and company’s employees, associations, cooperatives, and central organism.

Hospipago
Individual
Any person that is 18 or less than 65 years old.

Is cash to help cover contingencies expenses for hospitalization.

Income Protection
Cooperative
Cooperative employees

Income if the insured cannot work for a short period of time.

Income Protection
Group
Employees

Income if the insured cannot work for a short period of time.

Individual Life Insurance
Cooperative
Co-op members or employees provide financial support to cover necessities your family may have at the time of your death.

Provides financial support to cover funeral costs, debt or general expenses, and other necessities your family may have at the time of your death.

Intensive Care Unit
Individual
From 18 to 65 years old

It provides numerous amounts of daily benefits while hospitalized in an Intensive Care Unit.

Life Collective Insurance
Cooperative
Cooperative members

Alternatives accessible to be insured.

Life Collective Insurance
Group
Employees of the same company.

Alternatives accessible to be insured.

Life Insurance for Involuntary Unemployment of Credit to the Consumer
Cooperative
Cooperative members less than 65 years that acquire a loan.

The Policy offers a benefit that guarantees the monthly payment of the debtor’s loan in case of losing their employment involuntary means.

Mortgage Credit
Cooperative
Cooperative members

It covers your loan guaranteed by a mortgage.

Not Exempt IRA
Individual
Taxpayer minor of 75 years old and his spouse.

Annuity of retired individuals qualifies for a premium flexible.

Pensions of Compensation Deferred 401k Plan
Cooperative
Cooperative employees

Retirement plan, coalified that permits participant to realize contribution same as the employer.

Pensions of Compensation Deferred 401k Plan
Group
Employees

Retirement plan, coalified that permits participant to realize contribution same as the employer.

SIEX
Cooperative
Cooperative employees

Available for exempt groups from SINOT

SIEX
Group
Employees

Available for exempt groups from SINOT.

SINOT
Cooperative
Cooperative employees

Protecting your employees is the best form to demonstrate the value of their work and their daily compromise.

SINOT
Group
Employees

Protecting your employees is the best form to demonstrate the value of their work and their daily compromise.

SINPREX
Cooperative
Cooperative members

SINPREX provides that in the event of your death the loan balance will be paid in full.

School Insurance
Group
Students, teachers, and employees that are realizing academic studies, teachers, learnings, and work in the home un remote form.

Protects corporal injuries due to an accident in the school environment.

Simple Life Insurance
Individual
For individuals between 18 and 59 years of age.

Life insurance as a simplification of emissions. No medical exams required.

Single Premium Immediate Annuity
Individual
Any individuals that is minor to 100 years of age.

An individual annuity contract, which can only be paid in one lump sum, with monthly rent starting 12 months or before after the only payment is deposited.

Special Accident Policy (PEA)
Cooperative
Cooperative employeers

Protection against physical harm, caused by accidents if you participate in an activity or sports event.

Special Accident Policy (PEA)
Group
People less than 75 years old that belong under the group and that participate in the covered activities.

Protection against physical harm, caused by accidents if you participate in an activity or sports event.

Term Insurance with Premiums Devolution
Individual
People between the ages 18 to 60 years old for 20-year term and 18 to 55 years old for a 20 year term.

Life Insure for a term of 10 years and 20 years.

Term Life Insurance
Individual
Persons between 18 and 70 years old.

Protection by the Term chosen 10, 15, 20, 25 and 30 years.

Vida Ilimitada
Individual
For anyone between the ages of 40 to 84.

Guaranteed issue life insurance. No medical tests and no health questions.

Whole Life Insurance
Individual
For people from 15 to 70 years old.

Permanent policy which accumulates cash values.

We can't find your product, please contact us directly to make sure you get what you need.
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We are a cooperative, entirely Puerto Rican, and have been in the life insurance market for over 62 years.

Founded in 1959 in response to the need to protect the era of co-op leaders, and to expand our servicesto all who want to protect the most important people in life.

In the long term, we continue characterizing in keeping all the requirements to date, practices, and tendencies most efficacious in developers’ products that our insurance want and deserve.

Frequently asked questions

We leave you some of the most frequently asked questions about our plans

What are the methods of payment are available in COSVI?

• Payment methods are: • Direct debit to your checking or saving accounts, VISA, MasterCard, or Discover. • Telepay for Banco Popular de Puerto Rico clients. • By telephone through our system of Call Center Pay use their checking or savings accounts, or credit cards (VISA, MasterCard, or Discover) getting in touch with one of our specialists at the Customer Service Center at 787-751-2828. Thru mail with checks and money order at the following address: Cooperativa de Seguros de Vida de Puerto Rico (COSVI) Attention to: Billing and Collections P.O. Box 71362 San Juan, Puerto Rico 00936-8462

Flecha color negro del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.

What should I do to change my method of payment for my policy?

To realize changes in your methods of payments is necessary to fill out the form bank card, that it should be accompanied with a void check or a certification of the Financial Institute. This permits your policies to be debited directly from your account without any mayor effort on your part.

Flecha color negro del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.

What are the frequencies payments available?

The frequency of payments available are monthly, quarterly, semestral, or annually. You should verify with an Authorized Representative or with a Customer Service Specialist the availableness of this according to the policy you acquire. You should choose the debit dates, 1, 7, 14, and 21, and the payment frequency: monthly, quarterly, semi-annually, or annually.

Flecha color negro del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.

What should I do to change the frequencies of payments?

If you wish to change the frequency of payment, you should speak to an authorized representative or a police repair specialist.

Flecha color negro del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.

What should I do if receive information that my policy is late?

Communicate with your Authorized Representative or Customer Service Specialist to make the payment. Remember, to have your policy member information on your hand to facilitate the identification.

Flecha color negro del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.

Steps to acquire your insurance

In just three steps, you can get the policy you are looking for.

Initial orientation
Evaluation
Presentation
Imagen del sitio web de COSVI, compañía de seguros en Puerto Rico.Imagen del sitio web de COSVI, compañía de seguros en Puerto Rico.Imagen del sitio web de COSVI, compañía de seguros en Puerto Rico.

Initial Consultation

In your initial orientation appointment, the objective is to establish good relations hear youcarefully and make adequate questions to know which you are needs a free consultation.

Evaluation

Depending on your needs, we evaluate the different products beneficial for you.

Presentation

Besides your resume, we will continue to evaluate all information provided to recover your situation and confirm your needs. We propose an action plan that identifies and explains different products and alternatives that meet your needs. If you agree with our recommendations, we help you get the product.

Orientación Inicial

En la cita inicial el objetivo es establecer una buena relación, escucharle detenidamente y hacerle las preguntas adecuadas para saber cuáles son sus necesidades.  

Evaluación

Dependiendo sus necesidades, se evaluarán los diferentes productos de mayor beneficio para usted.

Presentación

Además, de resumir la situación, confirmar sus necesidades se procede a evaluar toda la información provista, se presenta un plan de acción en el que se identifican y explican los diferentes productos y alternativas que satisfagan sus necesidades.  Si usted está de acuerdo con las recomendaciones, se le ayuda adquirir el producto.

You only have one life, SECURE IT! -
You only have one life, SECURE IT! -

Protect your life and those that are most important

At COSVI, we take care of your life and what matters most through a personalized plan that employsyour essentials.

Ícono de check en color blanco y naranja del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.
Special attention
Ícono de check en color blanco y naranja del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.
Personalized plans
Ícono de check en color blanco y naranja del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.
Presence in all the Country
Imagen del sitio web de COSVI, compañía de seguros en Puerto Rico.