Meeting with one of our agents

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Our products
for cooperatives

Life is too risky not to be insured.

See our cooperatives products

Choose the policy that works best for you.

Collective Life Rent Insurance
Group Insurance
Members of cooperative of housing plan

Pays the monthly next payment up to a year and a life insurance in case of death.

Life Insurance for Involuntary Unemployment of Credit to the Consumer
Group Insurance
Cooperative members less than 65 years that acquire a loan.

The Policy offers a benefit that guarantees the monthly payment of the debtor’s loan in case of losing their employment involuntary means.

Income Protection
Group Insurance
Cooperative employees

Income if the insured cannot work for a short period of time.

Pensions of Compensation Deferred 401k Plan
Group Insurance
Cooperative employees

Retirement plan, coalified that permits participant to realize contribution same as the employer.

Life Collective Insurance
Group Insurance
Cooperative members

Alternatives accessible to be insured.

Collective Life Savings Insurance
Group Insurance
Cooperative members

Pays a benefit in agreement with the balances in your savings up to a maximum established in your policies.

SINPREX
Group Insurance
Cooperative members

SINPREX provides that in the event of your death the loan balance will be paid in full.

SIEX
Group Insurance
Cooperative employees

Available for exempt groups from SINOT

SINOT
Group Insurance
Cooperative employees

Protecting your employees is the best form to demonstrate the value of their work and their daily compromise.

Special Accident Policy (PEA)
Accident and Health Insurance
Cooperative employeers

Protection against physical harm, caused by accidents if you participate in an activity or sports event.

Individual Life Insurance
Co-op members or employees provide financial support to cover necessities your family may have at the time of your death.

Provides financial support to cover funeral costs, debt or general expenses, and other necessities your family may have at the time of your death.

Mortgage Credit
Group Insurance
Cooperative members

It covers your loan guaranteed by a mortgage.

Card and Credit Line
Group Insurance
Cooperative members less than 64 years old.

Insurance to reduce or pay off the balance that existed on the card, in case of an accident, death or inability.

Group Insurance for Directors
Group Insurance
Directors

Plan for directors, consultants, committee, advisors and company’s employees, associations, cooperatives, and central organism.

Group Funeral Insurance
Group Insurance
Employees or clients of the cooperatives

It provides economic help for the funeral expenses incurred by the death of insured.

We can't find your product, please contact us directly to make sure you get what you need.
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Frequently asked questions

We leave you some of the most frequently asked questions about our plans

When the Cooperative of Savings and Credit does not send a declaration od the heirs or a testament, to who’s name is the check made?

The check comes out under the Cooperatives names.

Flecha color negro del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.

To whom the Funeral benefits are paid and what documents I must give?

The benefits paid to the person who incur expenses and that presents a copy of birth certificate, death certificate and receipts of expenses of the funeral.

Flecha color negro del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.

To whom is emitted the check of premium return check?

Premium refunds that have not been accrued will be issued to the person who paid the premium.

Flecha color negro del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.

How much time do I have to settle a claim for Funeral?

You should settle the claim before 12 months from the date of death.

Flecha color negro del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.

How much time do I have to settle a claim for death or inability?

You should settle your claim no later than 24 months from the date of your death or incapacity.

Flecha color negro del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.

Steps to acquire your insurance

In just three steps, you can get the policy you are looking for.

Initial orientation
Evaluation
Presentation
Imagen del sitio web de COSVI, compañía de seguros en Puerto Rico.Imagen del sitio web de COSVI, compañía de seguros en Puerto Rico.Imagen del sitio web de COSVI, compañía de seguros en Puerto Rico.

Initial Consultation

In your initial orientation appointment, the objective is to establish good relations hear youcarefully and make adequate questions to know which you are needs a free consultation.

Evaluation

Depending on your needs, we evaluate the different products beneficial for you.

Presentation

Besides your resume, we will continue to evaluate all information provided to recover your situation and confirm your needs. We propose an action plan that identifies and explains different products and alternatives that meet your needs. If you agree with our recommendations, we help you get the product.

Orientación Inicial

En la cita inicial el objetivo es establecer una buena relación, escucharle detenidamente y hacerle las preguntas adecuadas para saber cuáles son sus necesidades.  

Evaluación

Dependiendo sus necesidades, se evaluarán los diferentes productos de mayor beneficio para usted.

Presentación

Además, de resumir la situación, confirmar sus necesidades se procede a evaluar toda la información provista, se presenta un plan de acción en el que se identifican y explican los diferentes productos y alternativas que satisfagan sus necesidades.  Si usted está de acuerdo con las recomendaciones, se le ayuda adquirir el producto.

You only have one life, SECURE IT! -
You only have one life, SECURE IT! -

Protect your life and those that are most important

At COSVI, we take care of your life and what matters most through a personalized plan that employsyour essentials.

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Special attention
Ícono de check en color blanco y naranja del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.
Personalized plans
Ícono de check en color blanco y naranja del sitio web de COSVI Puerto Rico, compañía aseguradora con más de 62 años de experiencia en el mercado de planes de seguros para individuos y cooperativas.
Presence in all the Country
Imagen del sitio web de COSVI, compañía de seguros en Puerto Rico.