Group Insurance for Directors
Plan for directors, consultants, committee, advisors and company’s employees, associations, cooperatives, and central organism.
Product summary
Group plan
All members of the board are leaders who provide time to help the community through the solid principles of the co-op philosophy. Conscious of the need to carry out a protection policy for protection for the cooperative leaders, COSVI designed a life collective for the director's insurance.
This protection is an added form of encouragement to all others who are willing to take the time to support the system.
Benefits
- Accidental death, dismemberment, and loss of vision are up to two times the amount of life insurance.
- Provides a benefit for the Use of a Seat Belt if the insured dies in a car accident, for Education for the insured's children, and Repatriation of the remains of the insured.
- Optional compensation for directors and committee members disabled as a result of a business accident.
- For directors, committee members, official management, benefits in accidental deaths, and dismemberment pay three times the amount of life insurance.
Available endorsements
- Accelerated payment for early death- Provides for the advancement of 50% of the life benefit in the event of a terminal illness whose life expectancy is 12 months or less.
Payment methods
These are the payment methods available to purchase your plan.
Frequently asked questions
We leave you some of the most frequently asked questions about our plans
Does COSVI Cancer policy include prevention exams?
Yes, we can reimburse preventive exam expenses if the policy is active for two months.
What are the frequencies payments available?
The frequency of payments available are monthly, quarterly, semestral, or annually. You should verify with an Authorized Representative or with a Customer Service Specialist the availableness of this according to the policy you acquire. You should choose the debit dates, 1, 7, 14, and 21, and the payment frequency: monthly, quarterly, semi-annually, or annually.
What tests are covered under the benefits of preventive exams?
The only ones that are covered are the ones established under the policies; mammograms, PAP tests, exams for the prostate, specific antigen tests, and tests to determine blood occult in your stool.
The cancer policy only covers the deductible of the medical plan or the total of expenses incurred?
No, the reimbursement will be processed in line with the benefit reclaimed and the limits of the coverage.
Which is the period to settle a claim on the school policy or Special Accidents Policy?
The period is 90 days.
Does a jointly coverage exists under the Funeral coverage?
Yes, it exists the jointly coverage (contract that cover more than one life).
Steps to acquire your insurance
In just three steps, you can get the policy you are looking for.
Initial Consultation
In your initial orientation appointment, the objective is to establish good relations hear youcarefully and make adequate questions to know which you are needs a free consultation.
Evaluation
Depending on your needs, we evaluate the different products beneficial for you.
Presentation
Besides your resume, we will continue to evaluate all information provided to recover your situation and confirm your needs. We propose an action plan that identifies and explains different products and alternatives that meet your needs. If you agree with our recommendations, we help you get the product.
Orientación Inicial
En la cita inicial el objetivo es establecer una buena relación, escucharle detenidamente y hacerle las preguntas adecuadas para saber cuáles son sus necesidades.
Evaluación
Dependiendo sus necesidades, se evaluarán los diferentes productos de mayor beneficio para usted.
Presentación
Además, de resumir la situación, confirmar sus necesidades se procede a evaluar toda la información provista, se presenta un plan de acción en el que se identifican y explican los diferentes productos y alternativas que satisfagan sus necesidades. Si usted está de acuerdo con las recomendaciones, se le ayuda adquirir el producto.
What our clients are saying
Look what are insured have to say about our policies and our services.
I was treated very kindly and promptly.
Very well located and a wide variety of insurance products.
Good service, I won't let them.
Tremendous company. It is by appointment, at the moment, they are very helpful and fast, you do not waste time. Make an appointment by phone and that's it!!! Good service.
Excellent customer service.
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