Collective Life Rent Insurance
Pays the monthly next payment up to a year and a life insurance in case of death.
.jpg)
Product summary
Group plan
Pay a monthly rent balance of up to $500 to someone who has a rental contract with a housing cooperative as one year of rent and a life insurance benefit in case you die.
Benefits
Life insurance is a one-time payment to the beneficiary named by the insured.
- The rent benefit will be paid to the Housing Cooperative.
Listed alternatives:
- The maximum age for insurance is 70, 75,and 80 years
- Life Insurance$1,000, $2,000, or $3,000
Available endorsements
- Accidental Death Endorsement Benefit: Under this benefit, an equivalent additional amount will be paid to which the insured is entitled, depending on the coverage options offered by the policy. Accidental death under this insurance is to arise from a single cause of external, violent, and accidental bodily injury within ninety (90) days from the date of the accident.
Payment methods
These are the payment methods available to purchase your plan.
Frequently asked questions
We leave you some of the most frequently asked questions about our plans
What if I want to purchase an additional cover?
You can contact the Life Insurance Cooperative of Puerto Rico, COSVI at 787-751-7373 where an Authorized Representative will guide you on the insurance policies and endorsements that we have available. You can also contact your insurance agent directly.
Are the nuclear tests covered under the School and the Special Accidents Policy?
No, only covers X-Ray.
The cancer policy only covers the deductible of the medical plan or the total of expenses incurred?
No, the reimbursement will be processed in line with the benefit reclaimed and the limits of the coverage.
What information is necessary to emit a payment?
All payments should include all this information: Name of insured, policy number and amount of payment.
To acquire a life or accident insurance does it require a medical exam?
There are no insurance alternatives that guarantee emissions, so you can get insurance without a medical exam. It absorbs savings for future or health problems.
The IIT policy does it have a waiting period?
Yes, it does have a waiting period. If the claim is denied due to the pre-existence of the personal loan and the member has had a loan before.
Steps to acquire your insurance
In just three steps, you can get the policy you are looking for.
Initial Consultation
In your initial orientation appointment, the objective is to establish good relations hear youcarefully and make adequate questions to know which you are needs a free consultation.
Evaluation
Depending on your needs, we evaluate the different products beneficial for you.
Presentation
Besides your resume, we will continue to evaluate all information provided to recover your situation and confirm your needs. We propose an action plan that identifies and explains different products and alternatives that meet your needs. If you agree with our recommendations, we help you get the product.
Orientación Inicial
En la cita inicial el objetivo es establecer una buena relación, escucharle detenidamente y hacerle las preguntas adecuadas para saber cuáles son sus necesidades.
Evaluación
Dependiendo sus necesidades, se evaluarán los diferentes productos de mayor beneficio para usted.
Presentación
Además, de resumir la situación, confirmar sus necesidades se procede a evaluar toda la información provista, se presenta un plan de acción en el que se identifican y explican los diferentes productos y alternativas que satisfagan sus necesidades. Si usted está de acuerdo con las recomendaciones, se le ayuda adquirir el producto.
What our clients are saying
Look what are insured have to say about our policies and our services.
I was treated very kindly and promptly.
Very well located and a wide variety of insurance products.
Good service, I won't let them.
Tremendous company. It is by appointment, at the moment, they are very helpful and fast, you do not waste time. Make an appointment by phone and that's it!!! Good service.
Excellent customer service.
Other products available
Choose the policy that works best for you.
