Collective Life Savings Insurance
Pays a benefit in agreement with the balances in your savings up to a maximum established in your policies.
Product summary
Group plan
Collective Life Savings Insurance pays a benefit in agreement with the balances in your savings up to a maximum established in your policies.
The insurance allows to include actions balances, deposits, savings certificates, Christmas blub, coop summer, or any other form of savings.
Benefits
- Guarantee of savings and shares at the death of the insured.
Available endorsements
- Accidental death
Payment methods
These are the payment methods available to purchase your plan.
Frequently asked questions
We leave you some of the most frequently asked questions about our plans
Are the medicines and equipment covered under the School Policy and Special Accidents?
No
Does the cancer and pernicious illnesses cover ambulatory medical visits to doctor?
No, it only covers medical visits in hospitals that are not surgeons or oncologists.
Does the policy of cancer and pernicious illnesses coordinate payments with medical and Medicare plan?
No, cancer and pernicious illness policy are through reimbursement of medical expenses.
Under what type of product, a member can apply for one premium not accrued?
One-time premium payment is not applicable. Premiums o Paid in full for one year, and the insured applies for the cancellation of coverage before termination of coverage.
Does the Intensive Care Unit Policy, covers telemetry an immediate unit?
No, is not covered.
What if I want to purchase an additional cover?
You can contact the Life Insurance Cooperative of Puerto Rico, COSVI at 787-751-7373 where an Authorized Representative will guide you on the insurance policies and endorsements that we have available. You can also contact your insurance agent directly.
Steps to acquire your insurance
In just three steps, you can get the policy you are looking for.
Initial Consultation
In your initial orientation appointment, the objective is to establish good relations hear youcarefully and make adequate questions to know which you are needs a free consultation.
Evaluation
Depending on your needs, we evaluate the different products beneficial for you.
Presentation
Besides your resume, we will continue to evaluate all information provided to recover your situation and confirm your needs. We propose an action plan that identifies and explains different products and alternatives that meet your needs. If you agree with our recommendations, we help you get the product.
Orientación Inicial
En la cita inicial el objetivo es establecer una buena relación, escucharle detenidamente y hacerle las preguntas adecuadas para saber cuáles son sus necesidades.
Evaluación
Dependiendo sus necesidades, se evaluarán los diferentes productos de mayor beneficio para usted.
Presentación
Además, de resumir la situación, confirmar sus necesidades se procede a evaluar toda la información provista, se presenta un plan de acción en el que se identifican y explican los diferentes productos y alternativas que satisfagan sus necesidades. Si usted está de acuerdo con las recomendaciones, se le ayuda adquirir el producto.
What our clients are saying
Look what are insured have to say about our policies and our services.
I was treated very kindly and promptly.
Very well located and a wide variety of insurance products.
Good service, I won't let them.
Tremendous company. It is by appointment, at the moment, they are very helpful and fast, you do not waste time. Make an appointment by phone and that's it!!! Good service.
Excellent customer service.
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