Mortgage Credit
It covers your loan guaranteed by a mortgage.
Product summary
Group plan
The collective insurance of Mortgage Credit covers your loan guaranteed by a mortgage; a legal deed or escrow or another instrument that constitutes assessment or legal charge over your real estate and that is conceded by the Cooperative as a mortgage creditor.
The amortization period should not be 5 years but should not exceed 30 years.
Benefits
- The amount of Insurance could reach $250,000.
- Provides joint coverage.
- Provides the benefit to pay the balance of the loan at the death of the insured debtor.
Contract dispositions
- Should be working a minimum of 30 hours a week.
- Be in a state of good health.
Payment methods
These are the payment methods available to purchase your plan.
Frequently asked questions
We leave you some of the most frequently asked questions about our plans
If I no longer belong to the group with which I acquire my policy, can I continue with my cancer coverage?
No, you should apply for an individual or family cover.
Which is the period to settle a claim on the school policy or Special Accidents Policy?
The period is 90 days.
How much time do I have to settle a claim for death or inability?
You should settle your claim no later than 24 months from the date of your death or incapacity.
Under what type of product, a member can apply for one premium not accrued?
One-time premium payment is not applicable. Premiums o Paid in full for one year, and the insured applies for the cancellation of coverage before termination of coverage.
When the Cooperative of Savings and Credit does not send a declaration od the heirs or a testament, to who’s name is the check made?
The check comes out under the Cooperatives names.
To acquire a life or accident insurance does it require a medical exam?
There are no insurance alternatives that guarantee emissions, so you can get insurance without a medical exam. It absorbs savings for future or health problems.
Steps to acquire your insurance
In just three steps, you can get the policy you are looking for.
Initial Consultation
In your initial orientation appointment, the objective is to establish good relations hear youcarefully and make adequate questions to know which you are needs a free consultation.
Evaluation
Depending on your needs, we evaluate the different products beneficial for you.
Presentation
Besides your resume, we will continue to evaluate all information provided to recover your situation and confirm your needs. We propose an action plan that identifies and explains different products and alternatives that meet your needs. If you agree with our recommendations, we help you get the product.
Orientación Inicial
En la cita inicial el objetivo es establecer una buena relación, escucharle detenidamente y hacerle las preguntas adecuadas para saber cuáles son sus necesidades.
Evaluación
Dependiendo sus necesidades, se evaluarán los diferentes productos de mayor beneficio para usted.
Presentación
Además, de resumir la situación, confirmar sus necesidades se procede a evaluar toda la información provista, se presenta un plan de acción en el que se identifican y explican los diferentes productos y alternativas que satisfagan sus necesidades. Si usted está de acuerdo con las recomendaciones, se le ayuda adquirir el producto.
What our clients are saying
Look what are insured have to say about our policies and our services.
I was treated very kindly and promptly.
Very well located and a wide variety of insurance products.
Good service, I won't let them.
Tremendous company. It is by appointment, at the moment, they are very helpful and fast, you do not waste time. Make an appointment by phone and that's it!!! Good service.
Excellent customer service.
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