Life Collective Insurance
Alternatives accessible to be insured.

Product summary
Group plan
Life insurance is an excellent benefit offered to a group of employees because it serves as an accessible alternative to the insured.
rovides a benefit of life insurance that covers any cause of death. What’s more offers benefits for accidental deaths, dismemberment, and accelerated pay for an advance death.
Benefits
- Provides accelerated benefits for accidental death, dismemberment, and early death.
- Pays the benefit to the designated beneficiary.

Contract dispositions
- Minimum group of 10 people Persons under the age of 70 on the effective date unless applying for a declaration and determining a different age.

Payment methods
These are the payment methods available to purchase your plan.
Frequently asked questions
We leave you some of the most frequently asked questions about our plans
Does the Intensive Care Unit Policy, covers telemetry an immediate unit?
No, is not covered.
To whom is emitted the check of premium return check?
Premium refunds that have not been accrued will be issued to the person who paid the premium.
How can I establish my claim?
To submit a claim you must complete the Claim Application and accompany it with the necessary documents according to the insurance policy you have purchased. For more information you can access the Claims section. For your convenience, you can advance these documents by e-mail service.reclamaciones@cosvi.com, via fax to 787-200-2574 or deliver them to any of our offices. An important fact for SINOT cases is that SINOT claim applications require original documents.
What should I do to change my method of payment for my policy?
To realize changes in your methods of payments is necessary to fill out the form bank card, that it should be accompanied with a void check or a certification of the Financial Institute. This permits your policies to be debited directly from your account without any mayor effort on your part.
What is and Health and Accident Insurance?
This refers to their insurance that offers protection for a financial situation such as an illness, accident injuries, or inabilities.
Who are under the coverage of Directors Insurance?
Only the employees and the Board of Directors. You can also include committee members, advisors, and consultants. The group decides when they are going to cover, but it is a requirement that the Board of Directors is covered to issue the policy.
Steps to acquire your insurance
In just three steps, you can get the policy you are looking for.



Initial Consultation
In your initial orientation appointment, the objective is to establish good relations hear youcarefully and make adequate questions to know which you are needs a free consultation.
Evaluation
Depending on your needs, we evaluate the different products beneficial for you.
Presentation
Besides your resume, we will continue to evaluate all information provided to recover your situation and confirm your needs. We propose an action plan that identifies and explains different products and alternatives that meet your needs. If you agree with our recommendations, we help you get the product.
Orientación Inicial
En la cita inicial el objetivo es establecer una buena relación, escucharle detenidamente y hacerle las preguntas adecuadas para saber cuáles son sus necesidades.
Evaluación
Dependiendo sus necesidades, se evaluarán los diferentes productos de mayor beneficio para usted.
Presentación
Además, de resumir la situación, confirmar sus necesidades se procede a evaluar toda la información provista, se presenta un plan de acción en el que se identifican y explican los diferentes productos y alternativas que satisfagan sus necesidades. Si usted está de acuerdo con las recomendaciones, se le ayuda adquirir el producto.
What our clients are saying
Look what are insured have to say about our policies and our services.
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