Intensive Care Unit
It provides numerous amounts of daily benefits while hospitalized in an Intensive Care Unit.
Product summary
Individual and family plan.
Everyday is made more necessary to count with an accident and health insurance, that keeps you cover medical expenses during and illness or accident. One of the expenses that may have a financial impact the expenses that are required of specialize services in an Intensive Care Unit.
In COSVI we offer you a Policy of Intensive Care Unit, that allows you to be prepared in case of an illness or injury that requires care in a specialized area.
Benefits
- If an insurance that pays daily benefits for reclusion in an Intensive Care Unit, up to a 30-day maximum for each admission.
Contract dispositions
- Pays a maximum of 15 days in the Intensive Care Unit for each Hospital Admission.
- If less than 30 days separates (2) periods of hospital reclusion, the second period of hospitalization is considered like a continuous of the period before if they were as a cent.
- Indirect or direct result for the same cause or condition.
- If the insured suffer corporal injuries by an accident and is found in Intensive Care Unit, it will be paid from the first day of admission.
- If the insured is hospitalized for an illness, it will be paid from the second day of hospitalization.
Payment methods
These are the payment methods available to purchase your plan.
Frequently asked questions
We leave you some of the most frequently asked questions about our plans
If I no longer belong to the group with which I acquire my policy, can I continue with my cancer coverage?
No, you should apply for an individual or family cover.
Under what type of product, a member can apply for one premium not accrued?
One-time premium payment is not applicable. Premiums o Paid in full for one year, and the insured applies for the cancellation of coverage before termination of coverage.
What should I do to change the frequencies of payments?
If you wish to change the frequency of payment, you should speak to an authorized representative or a police repair specialist.
What should I do to solicitate withdrawals from my IRA account?
All you must do is complete the application to withdraw from My IRA and comply with the delivery of the required documents depending on your circumstances at the time of withdrawal. The formality may be advanced via taxes, but because of the requirements of the Secretary of Treasure and these types of transactions, the original documents are required for the delivery of the disbursement you can advance the process by sending your copies to fax at 787-772-4191.
What should I do to add a beneficiary to my COSVI policy?
To designate a beneficiary, all you have to do is fill out the Request to Add Beneficiaries document and send it in original format by regular mail to: Cooperativa de Seguros de Vida de Puerto Rico, COSVI Attention Issuance Department PO Box 363428 San Juan, P.R. 00936-3428 You can also bring it to any of our offices or send it by email to serviciosalcliente.documentos@cosvi.com.
Does the policy of cancer and pernicious illnesses coordinate payments with medical and Medicare plan?
No, cancer and pernicious illness policy are through reimbursement of medical expenses.
Steps to acquire your insurance
In just three steps, you can get the policy you are looking for.
Initial Consultation
In your initial orientation appointment, the objective is to establish good relations hear youcarefully and make adequate questions to know which you are needs a free consultation.
Evaluation
Depending on your needs, we evaluate the different products beneficial for you.
Presentation
Besides your resume, we will continue to evaluate all information provided to recover your situation and confirm your needs. We propose an action plan that identifies and explains different products and alternatives that meet your needs. If you agree with our recommendations, we help you get the product.
Orientación Inicial
En la cita inicial el objetivo es establecer una buena relación, escucharle detenidamente y hacerle las preguntas adecuadas para saber cuáles son sus necesidades.
Evaluación
Dependiendo sus necesidades, se evaluarán los diferentes productos de mayor beneficio para usted.
Presentación
Además, de resumir la situación, confirmar sus necesidades se procede a evaluar toda la información provista, se presenta un plan de acción en el que se identifican y explican los diferentes productos y alternativas que satisfagan sus necesidades. Si usted está de acuerdo con las recomendaciones, se le ayuda adquirir el producto.
What our clients are saying
Look what are insured have to say about our policies and our services.
I was treated very kindly and promptly.
Very well located and a wide variety of insurance products.
Good service, I won't let them.
Tremendous company. It is by appointment, at the moment, they are very helpful and fast, you do not waste time. Make an appointment by phone and that's it!!! Good service.
Excellent customer service.
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