Accidental Death and Dismemberment Insurance with Other Benefits
Provides compensation payment for hospitalization, compensation while using the seat belt, compensation while driving, and expenses incurred for medical treatment in an emergency.
Product summary
Individual, couples, father with two children and family plan.
The accidents may occur in the most unexpected moments. For this reason, is important that you are prepared, securing your well-being and your family.
This insurance paid a specific amount in the case of an accident that results in losses under this policy's coverage. It also pays for hospital indemnities, medical and emergencies, and the purchase of any prosthetics.
Benefits
- Is an insurance that pays a specified amount in the event of an accident, if the insured suffers any loss due to death, sight, hearing, sound, dismemberment, or the use of seat belts or the benefits of seat belts or travel.
- It also pays the insured for hospitalization, emergency medical bills, and the purchase of a prosthetic limb for any injuries sustained because of the accident.
Contract dispositions
- No medical exams are required.
- Death insurance, loss of vision, hearing voices, and accidental dismemberment.
- Amount of coverage available in multiples of 10,000 up to 100,000.
Payment methods
These are the payment methods available to purchase your plan.
Frequently asked questions
We leave you some of the most frequently asked questions about our plans
How can I establish an automated pay on my account?
To set up an automatic payment, you should complete a card bank form, which should be accompanied by a voided check or proof from a financial institution.
What if I want to purchase an additional cover?
You can contact the Life Insurance Cooperative of Puerto Rico, COSVI at 787-751-7373 where an Authorized Representative will guide you on the insurance policies and endorsements that we have available. You can also contact your insurance agent directly.
Which are the minimum hours that I could he hospitalized to be covered under Hospipago Policy?
You should stay in the emergency room for at least 24 hours. The minimum length of stay will start to be covered once the hospital orders it.
Which is the period to settle a claim on the school policy or Special Accidents Policy?
The period is 90 days.
How much time do I have to settle a claim for Funeral?
You should settle the claim before 12 months from the date of death.
Why is important to have a Life and Health Insurance?
Life insurance may help protect your family in case of an eventuality because it forms part of the necessary financial planning. Offers funds for expenses related to your death serves as a savings instrument for the failure.
Steps to acquire your insurance
In just three steps, you can get the policy you are looking for.
Initial Consultation
In your initial orientation appointment, the objective is to establish good relations hear youcarefully and make adequate questions to know which you are needs a free consultation.
Evaluation
Depending on your needs, we evaluate the different products beneficial for you.
Presentation
Besides your resume, we will continue to evaluate all information provided to recover your situation and confirm your needs. We propose an action plan that identifies and explains different products and alternatives that meet your needs. If you agree with our recommendations, we help you get the product.
Orientación Inicial
En la cita inicial el objetivo es establecer una buena relación, escucharle detenidamente y hacerle las preguntas adecuadas para saber cuáles son sus necesidades.
Evaluación
Dependiendo sus necesidades, se evaluarán los diferentes productos de mayor beneficio para usted.
Presentación
Además, de resumir la situación, confirmar sus necesidades se procede a evaluar toda la información provista, se presenta un plan de acción en el que se identifican y explican los diferentes productos y alternativas que satisfagan sus necesidades. Si usted está de acuerdo con las recomendaciones, se le ayuda adquirir el producto.
What our clients are saying
Look what are insured have to say about our policies and our services.
I was treated very kindly and promptly.
Very well located and a wide variety of insurance products.
Good service, I won't let them.
Tremendous company. It is by appointment, at the moment, they are very helpful and fast, you do not waste time. Make an appointment by phone and that's it!!! Good service.
Excellent customer service.
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