Accidental Death and Dismemberment Insurance with Other Benefits
Provides compensation payment for hospitalization, compensation while using the seat belt, compensation while driving, and expenses incurred for medical treatment in an emergency.
Product summary
Individual, couples, father with two children and family plan.
The accidents may occur in the most unexpected moments. For this reason, is important that you are prepared, securing your well-being and your family.
This insurance paid a specific amount in the case of an accident that results in losses under this policy's coverage. It also pays for hospital indemnities, medical and emergencies, and the purchase of any prosthetics.
Benefits
- Is an insurance that pays a specified amount in the event of an accident, if the insured suffers any loss due to death, sight, hearing, sound, dismemberment, or the use of seat belts or the benefits of seat belts or travel.
- It also pays the insured for hospitalization, emergency medical bills, and the purchase of a prosthetic limb for any injuries sustained because of the accident.
Contract dispositions
- No medical exams are required.
- Death insurance, loss of vision, hearing voices, and accidental dismemberment.
- Amount of coverage available in multiples of 10,000 up to 100,000.
Payment methods
These are the payment methods available to purchase your plan.
Frequently asked questions
We leave you some of the most frequently asked questions about our plans
How can I establish an automated pay on my account?
To set up an automatic payment, you should complete a card bank form, which should be accompanied by a voided check or proof from a financial institution.
What alternatives exist to protect me in case of a hospitalization?
Yes, we have alternatives for accident and health insurance in case of hospitalization.
What should I do to add a beneficiary to my COSVI policy?
To designate a beneficiary, all you have to do is fill out the Request to Add Beneficiaries document and send it in original format by regular mail to: Cooperativa de Seguros de Vida de Puerto Rico, COSVI Attention Issuance Department PO Box 363428 San Juan, P.R. 00936-3428 You can also bring it to any of our offices or send it by email to serviciosalcliente.documentos@cosvi.com.
What is an insurance policy?
Life insurance provides you financial help against possible loss due to death, illness, incapacity, or accident, and this protection is provided through an insurance policy that accumulates financial funds for such situations.
Does the policy of cancer and pernicious illnesses coordinate payments with medical and Medicare plan?
No, cancer and pernicious illness policy are through reimbursement of medical expenses.
What tests are covered under the benefits of preventive exams?
The only ones that are covered are the ones established under the policies; mammograms, PAP tests, exams for the prostate, specific antigen tests, and tests to determine blood occult in your stool.
Steps to acquire your insurance
In just three steps, you can get the policy you are looking for.
Initial Consultation
In your initial orientation appointment, the objective is to establish good relations hear youcarefully and make adequate questions to know which you are needs a free consultation.
Evaluation
Depending on your needs, we evaluate the different products beneficial for you.
Presentation
Besides your resume, we will continue to evaluate all information provided to recover your situation and confirm your needs. We propose an action plan that identifies and explains different products and alternatives that meet your needs. If you agree with our recommendations, we help you get the product.
Orientación Inicial
En la cita inicial el objetivo es establecer una buena relación, escucharle detenidamente y hacerle las preguntas adecuadas para saber cuáles son sus necesidades.
Evaluación
Dependiendo sus necesidades, se evaluarán los diferentes productos de mayor beneficio para usted.
Presentación
Además, de resumir la situación, confirmar sus necesidades se procede a evaluar toda la información provista, se presenta un plan de acción en el que se identifican y explican los diferentes productos y alternativas que satisfagan sus necesidades. Si usted está de acuerdo con las recomendaciones, se le ayuda adquirir el producto.
What our clients are saying
Look what are insured have to say about our policies and our services.
I was treated very kindly and promptly.
Very well located and a wide variety of insurance products.
Good service, I won't let them.
Tremendous company. It is by appointment, at the moment, they are very helpful and fast, you do not waste time. Make an appointment by phone and that's it!!! Good service.
Excellent customer service.
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