Funeral Insurance
Insurance provides a specific number of benefits designed to cover funeral expenses when the insured dies.
Product summary
Group plan
Insurance provides a specific number of benefits designed to cover funeral expenses when the insured dies. It has guaranteed emissions, which means your team doesn't need a medical exam or health questionnaire to get it.
It is designed for groups of 10 or more employees, and 25 members of a union or association. In this case, the couple and their dependent children may be eligible, and the group should choose the type of plan that covers them.
Benefits
- Specific number of benefits for the payment of funeral expenses.
Contract dispositions
- The person who incurred the expenses will be paid upon receiving the original invoice or a copy certified by the Funeral Home that presents the funeral expenses or burial expenses of the insured.
- COSVI may disburse payment for funeral expenses to the Funeral Home if the Policy Claimant authorizes it.
- Group of 10 employees or more and 25 or more members of the union or association.
- The Partner and Dependent Children may be eligible for compensation, in this case, the group must select the type of plan to cover them.
Payment methods
These are the payment methods available to purchase your plan.
Frequently asked questions
We leave you some of the most frequently asked questions about our plans
To acquire a life or accident insurance does it require a medical exam?
There are no insurance alternatives that guarantee emissions, so you can get insurance without a medical exam. It absorbs savings for future or health problems.
What should I do if receive information that my policy is late?
Communicate with your Authorized Representative or Customer Service Specialist to make the payment. Remember, to have your policy member information on your hand to facilitate the identification.
Which is the period to settle a claim on the school policy or Special Accidents Policy?
The period is 90 days.
How much time do I have to settle a claim for Funeral?
You should settle the claim before 12 months from the date of death.
Which are the minimum hours that I could he hospitalized to be covered under Hospipago Policy?
You should stay in the emergency room for at least 24 hours. The minimum length of stay will start to be covered once the hospital orders it.
What if I want to purchase an additional cover?
You can contact the Life Insurance Cooperative of Puerto Rico, COSVI at 787-751-7373 where an Authorized Representative will guide you on the insurance policies and endorsements that we have available. You can also contact your insurance agent directly.
Steps to acquire your insurance
In just three steps, you can get the policy you are looking for.
Initial Consultation
In your initial orientation appointment, the objective is to establish good relations hear youcarefully and make adequate questions to know which you are needs a free consultation.
Evaluation
Depending on your needs, we evaluate the different products beneficial for you.
Presentation
Besides your resume, we will continue to evaluate all information provided to recover your situation and confirm your needs. We propose an action plan that identifies and explains different products and alternatives that meet your needs. If you agree with our recommendations, we help you get the product.
Orientación Inicial
En la cita inicial el objetivo es establecer una buena relación, escucharle detenidamente y hacerle las preguntas adecuadas para saber cuáles son sus necesidades.
Evaluación
Dependiendo sus necesidades, se evaluarán los diferentes productos de mayor beneficio para usted.
Presentación
Además, de resumir la situación, confirmar sus necesidades se procede a evaluar toda la información provista, se presenta un plan de acción en el que se identifican y explican los diferentes productos y alternativas que satisfagan sus necesidades. Si usted está de acuerdo con las recomendaciones, se le ayuda adquirir el producto.
What our clients are saying
Look what are insured have to say about our policies and our services.
I was treated very kindly and promptly.
Very well located and a wide variety of insurance products.
Good service, I won't let them.
Tremendous company. It is by appointment, at the moment, they are very helpful and fast, you do not waste time. Make an appointment by phone and that's it!!! Good service.
Excellent customer service.
Other products available
Choose the policy that works best for you.
