Special Accident Policy (PEA)
Protection against physical harm, caused by accidents if you participate in an activity or sports event.
Product summary
Group plan
If you are participating in an activity or sporting event, the Special Accident Policy (PEA) protects against personal injury caused by accident. Additionally, it covers transporting participants to and from the event location.
If you organize group activities or a summer camp, this policy is the best option for you to be secure in the case of an occurrence. The minimum premium for this insurance is $75.
Benefits
- COSVI will reimburse the expenses incurred for medical expenses and the daily pay for the hospitalization at the time of receiving evidence that results in injuries or causes of an accident.
- It will also provide the payment of a specific amount if suffers less than what was caused by the death of an accident disbursement, vision, hearing, and voice for the adequate use of the seat belt and the payment for final expenses.
Diverse functions
Activities that PEA covers:
- Sports/Recreational activities
- Summer camp
- Material schools
- Special events
Payment methods
These are the payment methods available to purchase your plan.
Frequently asked questions
We leave you some of the most frequently asked questions about our plans
Who are under the coverage of Directors Insurance?
Only the employees and the Board of Directors. You can also include committee members, advisors, and consultants. The group decides when they are going to cover, but it is a requirement that the Board of Directors is covered to issue the policy.
What should I do to change the frequencies of payments?
If you wish to change the frequency of payment, you should speak to an authorized representative or a police repair specialist.
The IIT policy does it have a waiting period?
Yes, it does have a waiting period. If the claim is denied due to the pre-existence of the personal loan and the member has had a loan before.
What should I do if I want to reinstate my cancer policy or other type of Supplemental Insurance?
You just have to fill out the Reinstatement Application and send it in original format, with two payments of the premiums owed by regular mail to: Puerto Rico Life Insurance Cooperative, COSVI Attention Issuance Department PO Box 363428 San Juan, P.R. 00936-3428 You can also deliver it to any of our offices or through your authorized insurance agent.
Is it necessary to pre-certificate the services under School and Special Accidents Policy?
No, is a policy of reimbursement, why which no services are pre-certified.
Do shared requirements to be eligible under Funeral coverage exists?
Yes, the shared requirements do exist to be eligible. The share requirements to become a member vary for each co-op. Because the requirement for shares depends on the establishment of each cooperative.
Steps to acquire your insurance
In just three steps, you can get the policy you are looking for.
Initial Consultation
In your initial orientation appointment, the objective is to establish good relations hear youcarefully and make adequate questions to know which you are needs a free consultation.
Evaluation
Depending on your needs, we evaluate the different products beneficial for you.
Presentation
Besides your resume, we will continue to evaluate all information provided to recover your situation and confirm your needs. We propose an action plan that identifies and explains different products and alternatives that meet your needs. If you agree with our recommendations, we help you get the product.
Orientación Inicial
En la cita inicial el objetivo es establecer una buena relación, escucharle detenidamente y hacerle las preguntas adecuadas para saber cuáles son sus necesidades.
Evaluación
Dependiendo sus necesidades, se evaluarán los diferentes productos de mayor beneficio para usted.
Presentación
Además, de resumir la situación, confirmar sus necesidades se procede a evaluar toda la información provista, se presenta un plan de acción en el que se identifican y explican los diferentes productos y alternativas que satisfagan sus necesidades. Si usted está de acuerdo con las recomendaciones, se le ayuda adquirir el producto.
What our clients are saying
Look what are insured have to say about our policies and our services.
I was treated very kindly and promptly.
Very well located and a wide variety of insurance products.
Good service, I won't let them.
Tremendous company. It is by appointment, at the moment, they are very helpful and fast, you do not waste time. Make an appointment by phone and that's it!!! Good service.
Excellent customer service.
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