School Insurance
Protects corporal injuries due to an accident in the school environment.
Product summary
Group plan
The School Insurance covers accidents that occur both on the premises of the school while the Students, Teachers, and Employees attend it and at home while they are taking their classes, teaching, and working within school hours.
Also, cover if they're participating in an event sponsored and supervised by the Institution.
Benefits
- Option 1: Reimbursement of medical expenses up to$25,000; dental services up to $2,000; accidental death of $10,000;dismemberments, loss of vision, hearing, or loss of speech up to $15,000;adequate use of seat belt of $5,000; final expenses for injuries in an accident up to $5,000; final expenses for natural causes up to $500.
- Option 2: Reimbursement of medical expenses up to $10,000;dental services up to $2,000; accidental death of $7,000; disbursement, of loss of vision, hearing, or speech up to $15,000; adequate use of seat belts up to$5,000; final expenses for natural cause up to $500.
- Option 3: Reimbursement of medical expenses up to $5,000;dental services up to $1,500; accidental death of $5,000; disbursement, loss of vision, hearing, or speech up to 5,000; final expenses for injuries in an accident up to $2,000; final expenses for natural cause up to $500.
Contract dispositions
- The coverage period is for the school year, from the month of august of the current year up to my next year.
Payment methods
These are the payment methods available to purchase your plan.
Frequently asked questions
We leave you some of the most frequently asked questions about our plans
Why is important to have a Life and Health Insurance?
Life insurance may help protect your family in case of an eventuality because it forms part of the necessary financial planning. Offers funds for expenses related to your death serves as a savings instrument for the failure.
How much time do I have to settle a claim for death or inability?
You should settle your claim no later than 24 months from the date of your death or incapacity.
Can a person buy a cancer and pernicious illness policy a person that has had a cancer diagnosis?
Yes, they are eligible if they had not received any treatments in the past 10 years, and it doesn’t happen within the first 30 days of the policy and the date of effectiveness.
What information is necessary to emit a payment?
All payments should include all this information: Name of insured, policy number and amount of payment.
The treatment in case of a positive cancer diagnosed, can it be out of Puerto Rico?
Yes, our Total Alliance policies offer you coverage of treatment out of Puerto Rico.
What alternatives do I have to obtain a life insurance in COSVI without a need to go through a medical exam?
We have some examples available that are generation 40/80 and Cosvi Serena.
Steps to acquire your insurance
In just three steps, you can get the policy you are looking for.
Initial Consultation
In your initial orientation appointment, the objective is to establish good relations hear youcarefully and make adequate questions to know which you are needs a free consultation.
Evaluation
Depending on your needs, we evaluate the different products beneficial for you.
Presentation
Besides your resume, we will continue to evaluate all information provided to recover your situation and confirm your needs. We propose an action plan that identifies and explains different products and alternatives that meet your needs. If you agree with our recommendations, we help you get the product.
Orientación Inicial
En la cita inicial el objetivo es establecer una buena relación, escucharle detenidamente y hacerle las preguntas adecuadas para saber cuáles son sus necesidades.
Evaluación
Dependiendo sus necesidades, se evaluarán los diferentes productos de mayor beneficio para usted.
Presentación
Además, de resumir la situación, confirmar sus necesidades se procede a evaluar toda la información provista, se presenta un plan de acción en el que se identifican y explican los diferentes productos y alternativas que satisfagan sus necesidades. Si usted está de acuerdo con las recomendaciones, se le ayuda adquirir el producto.
What our clients are saying
Look what are insured have to say about our policies and our services.
I was treated very kindly and promptly.
Very well located and a wide variety of insurance products.
Good service, I won't let them.
Tremendous company. It is by appointment, at the moment, they are very helpful and fast, you do not waste time. Make an appointment by phone and that's it!!! Good service.
Excellent customer service.
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