Flexible Annuity Premium
Individual annuity contract that can pay the premium amount he or her wishes.
Product summary
Individual plan
A flexible annuity premium is an alternative where you can pay your preferred premium and the account will remain active if you maintain the contractually required minimum balance.
The initial minimum payment is $300.00. On the due date, you may opt for different forms of payments. The interest is effective for one year and receive a minimal guarantee for the validity of the contract.
Benefits
- Tax-Free Contribution (IRS) Savings Facility Supplements the accumulation of retirement income for retirement planning and Social Security.
- Provide monthly income until you start receiving benefits from your retirement plan or Social Security.
- Guaranteed monthly payments to meet specific bills. (Ex. Medical Plan).
Contract dispositions
- Initial deposit of $300.00
- Partial withdrawals are allowed each year without a 10% penalty on your accumulated balance.
- The renter should be minor than 85 years of age when the annuity was established.
- This is not the minimum age to start receiving benefits.
- The owner or renter should designate his beneficiaries.
- If the person does not designate a form of payment (distribution) will be distributed global sum.
Payment methods
These are the payment methods available to purchase your plan.
Frequently asked questions
We leave you some of the most frequently asked questions about our plans
To whom the Funeral benefits are paid and what documents I must give?
The benefits paid to the person who incur expenses and that presents a copy of birth certificate, death certificate and receipts of expenses of the funeral.
Does COSVI Cancer policy include prevention exams?
Yes, we can reimburse preventive exam expenses if the policy is active for two months.
Is it necessary to pre-certificate the services under School and Special Accidents Policy?
No, is a policy of reimbursement, why which no services are pre-certified.
The cancer policy only covers the deductible of the medical plan or the total of expenses incurred?
No, the reimbursement will be processed in line with the benefit reclaimed and the limits of the coverage.
Why is important to have a Life and Health Insurance?
Life insurance may help protect your family in case of an eventuality because it forms part of the necessary financial planning. Offers funds for expenses related to your death serves as a savings instrument for the failure.
Who can be the beneficiary of my life insurance?
You can designate as a beneficiary any natural person or any legal person, him or she being a legal beneficiary or not.
Steps to acquire your insurance
In just three steps, you can get the policy you are looking for.
Initial Consultation
In your initial orientation appointment, the objective is to establish good relations hear youcarefully and make adequate questions to know which you are needs a free consultation.
Evaluation
Depending on your needs, we evaluate the different products beneficial for you.
Presentation
Besides your resume, we will continue to evaluate all information provided to recover your situation and confirm your needs. We propose an action plan that identifies and explains different products and alternatives that meet your needs. If you agree with our recommendations, we help you get the product.
Orientación Inicial
En la cita inicial el objetivo es establecer una buena relación, escucharle detenidamente y hacerle las preguntas adecuadas para saber cuáles son sus necesidades.
Evaluación
Dependiendo sus necesidades, se evaluarán los diferentes productos de mayor beneficio para usted.
Presentación
Además, de resumir la situación, confirmar sus necesidades se procede a evaluar toda la información provista, se presenta un plan de acción en el que se identifican y explican los diferentes productos y alternativas que satisfagan sus necesidades. Si usted está de acuerdo con las recomendaciones, se le ayuda adquirir el producto.
What our clients are saying
Look what are insured have to say about our policies and our services.
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Very well located and a wide variety of insurance products.
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Tremendous company. It is by appointment, at the moment, they are very helpful and fast, you do not waste time. Make an appointment by phone and that's it!!! Good service.
Excellent customer service.
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