Income Protection
Income if the insured cannot work for a short period of time.
Product summary
Group plan
Salary is provided to employees if an illness or occupational or non-occupational injury prevents the insured from working for a short period.
Weekly benefits, coordinated with SINOT, driver insurance, ACAA, and state fund insurance.
Benefits
- Regular protection: Disability non-occupational insurance that provides benefits for disability up to a maximum hospital stay of 26 weeks. Services coordinated with SINOT, Driver Insurance, ACAA, and State Insurance.
- Platinum protection: Incapacity non-occupational insurance that provides benefits when an accident or illness results in a non-occupational disability. Provides 75% of a weekly salary up to a maximum of $1,000. Services coordinated with SINOT, driver insurance, and ACAA.
- Plus Platinum Protection: Incapacity non-occupational and occupational insurance that provides benefits in the event of a non-occupational disability due to accident or illness. Services coordinated with SINOT, Driver Insurance, ACAA, and State Insurance Fund.
Contract dispositions
- Maximum period of coverage until 26 weeks.
- Services coordinated with SINOT, Driver Insurance, ACAA and State Insurance.
Payment methods
These are the payment methods available to purchase your plan.
Frequently asked questions
We leave you some of the most frequently asked questions about our plans
To whom the Funeral benefits are paid and what documents I must give?
The benefits paid to the person who incur expenses and that presents a copy of birth certificate, death certificate and receipts of expenses of the funeral.
What should I do if receive information that my policy is late?
Communicate with your Authorized Representative or Customer Service Specialist to make the payment. Remember, to have your policy member information on your hand to facilitate the identification.
Who are under the coverage of Directors Insurance?
Only the employees and the Board of Directors. You can also include committee members, advisors, and consultants. The group decides when they are going to cover, but it is a requirement that the Board of Directors is covered to issue the policy.
What are the documents that I must send to claim pain therapy, yoga and psychology services?
You should send an expense receipt showing a breakdown of the benefits paid by the insured. The receipt should contain the address, name, and profession of the person providing the service. In the case of yoga, it should be administered by a certified yoga guru.
Is it necessary to pre-certificate the services under School and Special Accidents Policy?
No, is a policy of reimbursement, why which no services are pre-certified.
What tests are covered under the benefits of preventive exams?
The only ones that are covered are the ones established under the policies; mammograms, PAP tests, exams for the prostate, specific antigen tests, and tests to determine blood occult in your stool.
Steps to acquire your insurance
In just three steps, you can get the policy you are looking for.
Initial Consultation
In your initial orientation appointment, the objective is to establish good relations hear youcarefully and make adequate questions to know which you are needs a free consultation.
Evaluation
Depending on your needs, we evaluate the different products beneficial for you.
Presentation
Besides your resume, we will continue to evaluate all information provided to recover your situation and confirm your needs. We propose an action plan that identifies and explains different products and alternatives that meet your needs. If you agree with our recommendations, we help you get the product.
Orientación Inicial
En la cita inicial el objetivo es establecer una buena relación, escucharle detenidamente y hacerle las preguntas adecuadas para saber cuáles son sus necesidades.
Evaluación
Dependiendo sus necesidades, se evaluarán los diferentes productos de mayor beneficio para usted.
Presentación
Además, de resumir la situación, confirmar sus necesidades se procede a evaluar toda la información provista, se presenta un plan de acción en el que se identifican y explican los diferentes productos y alternativas que satisfagan sus necesidades. Si usted está de acuerdo con las recomendaciones, se le ayuda adquirir el producto.
What our clients are saying
Look what are insured have to say about our policies and our services.
I was treated very kindly and promptly.
Very well located and a wide variety of insurance products.
Good service, I won't let them.
Tremendous company. It is by appointment, at the moment, they are very helpful and fast, you do not waste time. Make an appointment by phone and that's it!!! Good service.
Excellent customer service.
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