SINOT
Protecting your employees is the best form to demonstrate the value of their work and their daily compromise.

Product summary
Group plan
Protecting your employees is the best form to demonstrate the value of your employees and their daily compromise.
For this reason, is an obligation of each employee to offer the Inability Non-Temporary Occupational Insurance. According to Law No. 139, SINOT protects your employees from loss of incapacity due to illness or accident not related to work.
Benefits
- Basic Plan: Weekly benefits equal to 65% of weekly salary, up to $113.00 for up to 26 weeks. A death benefit of $4,000 and a benefit for disbursement of up to $4,000. This response is under the Incapacity Non-Temporary Occupational Benefits Act No. 139 of 1968.
- Funeral plan: Weekly benefits equivalent to 65% of the weekly salary up to a maximum of $113.00 for a maximum period of 26 weeks. Death and disbursement benefit up to $4,000. This response is by the provisions of Law No. 139 of 1968, The Non-Occupational Incapacity Welfare Act. What’s more Funeral Insurance is up to $3,000.
- Max Sinot: Weekly benefits equal to up to 65% of weekly salary, up to a maximum of $165.00, for 30 weeks. The death benefit of $5,000 and the disbursement benefit of up to $5,000. This benefit is $1,000additional to the $4,000 that Law 139 of 1968, stipulates Law of Inability Non-Occupational Benefit. Funeral Insurance, up to $5,000.

Additional Endorsements
- Basic plan with Funeral Benefit
- Plan MAX Sinot

Payment methods
These are the payment methods available to purchase your plan.
Frequently asked questions
We leave you some of the most frequently asked questions about our plans
What is the cost of a Life Insurance?
The premium is the amount established that you must pay as owner of the policies, and it will depend on what type of insurance and the endorsement you need. For more information, you can get in touch with an Authorized Representative.
Does the Intensive Care Unit Policy, covers telemetry an immediate unit?
No, is not covered.
Do shared requirements to be eligible under Funeral coverage exists?
Yes, the shared requirements do exist to be eligible. The share requirements to become a member vary for each co-op. Because the requirement for shares depends on the establishment of each cooperative.
What should I do to solicitate withdrawals from my IRA account?
All you must do is complete the application to withdraw from My IRA and comply with the delivery of the required documents depending on your circumstances at the time of withdrawal. The formality may be advanced via taxes, but because of the requirements of the Secretary of Treasure and these types of transactions, the original documents are required for the delivery of the disbursement you can advance the process by sending your copies to fax at 787-772-4191.
What alternatives exist to protect me in case of a hospitalization?
Yes, we have alternatives for accident and health insurance in case of hospitalization.
To whom is emitted the check of premium return check?
Premium refunds that have not been accrued will be issued to the person who paid the premium.
Steps to acquire your insurance
In just three steps, you can get the policy you are looking for.



Initial Consultation
In your initial orientation appointment, the objective is to establish good relations hear youcarefully and make adequate questions to know which you are needs a free consultation.
Evaluation
Depending on your needs, we evaluate the different products beneficial for you.
Presentation
Besides your resume, we will continue to evaluate all information provided to recover your situation and confirm your needs. We propose an action plan that identifies and explains different products and alternatives that meet your needs. If you agree with our recommendations, we help you get the product.
Orientación Inicial
En la cita inicial el objetivo es establecer una buena relación, escucharle detenidamente y hacerle las preguntas adecuadas para saber cuáles son sus necesidades.
Evaluación
Dependiendo sus necesidades, se evaluarán los diferentes productos de mayor beneficio para usted.
Presentación
Además, de resumir la situación, confirmar sus necesidades se procede a evaluar toda la información provista, se presenta un plan de acción en el que se identifican y explican los diferentes productos y alternativas que satisfagan sus necesidades. Si usted está de acuerdo con las recomendaciones, se le ayuda adquirir el producto.
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