Crece Seguro
Life Insurance designed for your children or grandchildren.
Product summary
Individual plan
Life insurance is designed for newborns from 14 days to 14 years old. It allows for a healthy financial plan for your children or grandchildren.
The policy may be acquired by the father or mother, once the insured is converted into the policy owner, when he reaches the age of 21, he will have two options to buy additional insurance to a standard premium, based on the age that he must make use of his rights.
Benefits
- Life insurance provides life coverage.
- The coverage is duplicated at the age of 18 years old, without an increase in its premium.
- Coverage is available from $5,000 up to $50,000.
Diverse Functions
- Educational funds
- Emergency funds
- Final expenses
- Medical expenses
- Income for survivors
Payment methods
These are the payment methods available to purchase your plan.
Frequently asked questions
We leave you some of the most frequently asked questions about our plans
What should I do to add a beneficiary to my COSVI policy?
To designate a beneficiary, all you have to do is fill out the Request to Add Beneficiaries document and send it in original format by regular mail to: Cooperativa de Seguros de Vida de Puerto Rico, COSVI Attention Issuance Department PO Box 363428 San Juan, P.R. 00936-3428 You can also bring it to any of our offices or send it by email to serviciosalcliente.documentos@cosvi.com.
Does the policy of cancer and pernicious illnesses coordinate payments with medical and Medicare plan?
No, cancer and pernicious illness policy are through reimbursement of medical expenses.
What is and Health and Accident Insurance?
This refers to their insurance that offers protection for a financial situation such as an illness, accident injuries, or inabilities.
When the Cooperative of Savings and Credit does not send a declaration od the heirs or a testament, to who’s name is the check made?
The check comes out under the Cooperatives names.
What is the cost of a Life Insurance?
The premium is the amount established that you must pay as owner of the policies, and it will depend on what type of insurance and the endorsement you need. For more information, you can get in touch with an Authorized Representative.
What are the frequencies payments available?
The frequency of payments available are monthly, quarterly, semestral, or annually. You should verify with an Authorized Representative or with a Customer Service Specialist the availableness of this according to the policy you acquire. You should choose the debit dates, 1, 7, 14, and 21, and the payment frequency: monthly, quarterly, semi-annually, or annually.
Steps to acquire your insurance
In just three steps, you can get the policy you are looking for.
Initial Consultation
In your initial orientation appointment, the objective is to establish good relations hear youcarefully and make adequate questions to know which you are needs a free consultation.
Evaluation
Depending on your needs, we evaluate the different products beneficial for you.
Presentation
Besides your resume, we will continue to evaluate all information provided to recover your situation and confirm your needs. We propose an action plan that identifies and explains different products and alternatives that meet your needs. If you agree with our recommendations, we help you get the product.
Orientación Inicial
En la cita inicial el objetivo es establecer una buena relación, escucharle detenidamente y hacerle las preguntas adecuadas para saber cuáles son sus necesidades.
Evaluación
Dependiendo sus necesidades, se evaluarán los diferentes productos de mayor beneficio para usted.
Presentación
Además, de resumir la situación, confirmar sus necesidades se procede a evaluar toda la información provista, se presenta un plan de acción en el que se identifican y explican los diferentes productos y alternativas que satisfagan sus necesidades. Si usted está de acuerdo con las recomendaciones, se le ayuda adquirir el producto.
What our clients are saying
Look what are insured have to say about our policies and our services.
I was treated very kindly and promptly.
Very well located and a wide variety of insurance products.
Good service, I won't let them.
Tremendous company. It is by appointment, at the moment, they are very helpful and fast, you do not waste time. Make an appointment by phone and that's it!!! Good service.
Excellent customer service.
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