Flexible Annuity Premium
Individual annuity contract that can pay the premium amount he or her wishes.
Product summary
Individual plan
A flexible annuity premium is an alternative where you can pay your preferred premium and the account will remain active if you maintain the contractually required minimum balance.
The initial minimum payment is $300.00. On the due date, you may opt for different forms of payments. The interest is effective for one year and receive a minimal guarantee for the validity of the contract.
Benefits
- Tax-Free Contribution (IRS) Savings Facility Supplements the accumulation of retirement income for retirement planning and Social Security.
- Provide monthly income until you start receiving benefits from your retirement plan or Social Security.
- Guaranteed monthly payments to meet specific bills. (Ex. Medical Plan).
Contract dispositions
- Initial deposit of $300.00
- Partial withdrawals are allowed each year without a 10% penalty on your accumulated balance.
- The renter should be minor than 85 years of age when the annuity was established.
- This is not the minimum age to start receiving benefits.
- The owner or renter should designate his beneficiaries.
- If the person does not designate a form of payment (distribution) will be distributed global sum.
Payment methods
These are the payment methods available to purchase your plan.
Frequently asked questions
We leave you some of the most frequently asked questions about our plans
What is the cost of a Life Insurance?
The premium is the amount established that you must pay as owner of the policies, and it will depend on what type of insurance and the endorsement you need. For more information, you can get in touch with an Authorized Representative.
How much time do I have to settle a claim for death or inability?
You should settle your claim no later than 24 months from the date of your death or incapacity.
How effective is a cancer insurance?
The insurance is in effect 30 days from the date of the application.
Are the medicines and equipment covered under the School Policy and Special Accidents?
No
What is an insurance policy?
Life insurance provides you financial help against possible loss due to death, illness, incapacity, or accident, and this protection is provided through an insurance policy that accumulates financial funds for such situations.
To acquire a life or accident insurance does it require a medical exam?
There are no insurance alternatives that guarantee emissions, so you can get insurance without a medical exam. It absorbs savings for future or health problems.
Steps to acquire your insurance
In just three steps, you can get the policy you are looking for.
Initial Consultation
In your initial orientation appointment, the objective is to establish good relations hear youcarefully and make adequate questions to know which you are needs a free consultation.
Evaluation
Depending on your needs, we evaluate the different products beneficial for you.
Presentation
Besides your resume, we will continue to evaluate all information provided to recover your situation and confirm your needs. We propose an action plan that identifies and explains different products and alternatives that meet your needs. If you agree with our recommendations, we help you get the product.
Orientación Inicial
En la cita inicial el objetivo es establecer una buena relación, escucharle detenidamente y hacerle las preguntas adecuadas para saber cuáles son sus necesidades.
Evaluación
Dependiendo sus necesidades, se evaluarán los diferentes productos de mayor beneficio para usted.
Presentación
Además, de resumir la situación, confirmar sus necesidades se procede a evaluar toda la información provista, se presenta un plan de acción en el que se identifican y explican los diferentes productos y alternativas que satisfagan sus necesidades. Si usted está de acuerdo con las recomendaciones, se le ayuda adquirir el producto.
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